Are you looking to reach your financial goals faster by spending smarter, saving more, planning your future costs, and generally taking stock of your finances?<\/p>\n\n\n\n
Then, check out these free-to-use Google Sheets budget templates that can help you do that and more, as they are simple yet powerful and collaborative.<\/p>\n\n\n\n
Let\u2019s get going!<\/p>\n\n\n\n
The first template you should look at is Google\u2019s own. In fact, Google Sheets has a bunch of free templates to use for all sorts of purposes, including their Monthy Budget <\/em>one.<\/p>\n\n\n\n To access it, you only have to go to \u2018My Drive\u2019<\/strong>, click on \u2018New\u2019<\/strong> \u2192 \u2018Google Sheets\u2019<\/strong> \u2192 \u2018From a template\u2019<\/strong>, and look for the \u2018Monthly budget\u2019<\/strong> one within.<\/p>\n\n\n\n Once you open it, you\u2019ll find the directions to start at the top: setting your starting balance and customizing your \u2018Expenses\u2019 and \u2018Income\u2019 tables. The template also has a separate \u2018Transactions\u2019 tab that automatically updates the \u2018 Summary\u2019 tab once filled out.<\/p>\n\n\n\n If your home needs a basic money management tool, this aptly-named Simple Budget Template<\/em> covers most of what you want. For instance, it shows you the totals (income, expenses, and net income) of the entire year divided into months. Also, it has two granular tables for your \u2018Income\u2019 and \u2018Expenses\u2019 sources, which are connected to the summary table.<\/p>\n\n\n\n If you want your family to have everything they need and not worry about the future, you have to start micromanaging every income and expense going in and out of your budget. An excellent template to use for that is this free one right here. After opening it, you\u2019ll put in your projected and actual balances and get on filling out all other fields\u201412 separate categories in total, covering all your family expenses, from children to transportation.<\/p>\n\n\n\n This household budget template has five separate tables: Budget Summary, Income, Necessary Expenses, Discretionary Expenses, and Investment Expenses. On top of that, every table has both a monthly and a yearly amount column. After filling out all required cells, your \u2018Budget Summary\u2019 table will tell you just how much you have left to invest or save.<\/p>\n\n\n\n Do you need a somewhat more specific budget template? Then, you\u2019ll like this Personal Monthly Budget Template<\/em> as it allows you to add all your projected and actual earnings and savings. Plus, your expenses table is divided into six main categories with several items each: Home, Transportation, Daily Living, Entertainment, Health, and Vacation.<\/p>\n\n\n\n If you are new to Google Sheets, you couldn\u2019t ask for a simpler template than the Personal Monthy Budget <\/em>one published by Vertex42 for free. It\u2019s rather simple: it contains income and expenses tables (separated by categories) for one month only. Therefore, after filling out every relevant field across all categories, it will calculate your monthly budget summary.<\/p>\n\n\n\n Say you want a detailed weekly-based budget template; then this is the right choice for you. Within, you\u2019ll find two main tables\u2014Income and Expenses\u2014and they are separated into six columns each: Current Month Projected Amount, Week 1, Week 2, Week 3, Week 4, and Month-End Total. There\u2019s an extra column at the right for the Projected\/Actual Difference. The best thing about this table is that every category within tracks many items.<\/p>\n\n\n\n If you are paid on a bi-weekly basis and would like to track your income and expenses that way, you need the proper template, such as this Bi-Weekly Budget one. It contains a separate column for every two-week period within the year, further categorized based on your income and expenses. Therefore, you\u2019ll complete only one column every two weeks, but you\u2019ll have to put in your income sources and every expense you have.<\/p>\n\n\n\n This extremely detailed budget planner has its own setup guide that takes you through the entire process, from choosing each person and their recurring subscriptions to filling out the salaries and fixed monthly expenses. Then, you can move onto your monthly tabs (covering the full year), which list all the singular expenses you make each day. You can track your income and invoicing separately in the \u2018Freelancing\u2019 tab if you are freelancing too.<\/p>\n\n\n\n Students also have to manage their finances since we all know that postsecondary studies cost a pretty penny. If you are a student looking to get a handle on things, get this free worksheet and track your finances on a quarterly basis. Its one-page layout allows you to enter your income and expenses into separate columns reserved for each month before calculating your total surplus or deficit for the specific monthly budgeting cycle.<\/p>\n\n\n\n Thinking about saving more money and actually saving money are two different things. Having a plan makes the difference here, and you can\u2019t have one without a flexible and robust budget template. Thankfully, you can consider your circumstances and pick and choose from any of these free-to-use ones\u2014that\u2019s how you start building better finances today!<\/p>\n","protected":false},"excerpt":{"rendered":" Are you looking to reach your financial goals faster by spending smarter, saving more, planning your future costs, and generally taking stock of your finances? Then, check out these free-to-use Google Sheets budget templates that can help you do that and more, as they are simple yet powerful and collaborative. Let\u2019s get going! 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Simple Budget Template<\/a><\/h4>\n\n\n\n
3. Detailed Family Budget Template<\/a><\/h4>\n\n\n\n
Simple Monthly Budget Templates<\/h3>\n\n\n\n
4. Household Budget Template<\/a><\/h4>\n\n\n\n
5. Personal Monthly Budget Template by Smartsheet<\/a><\/h4>\n\n\n\n
6. Personal Monthly Budget by Vertex42<\/a><\/h4>\n\n\n\n
Weekly and Bi-Weekly Templates<\/h3>\n\n\n\n
7. Weekly Budget Template<\/a><\/h4>\n\n\n\n
8. Bi-Weekly Budget Template<\/a><\/h4>\n\n\n\n
Budget Templates for Couples and Students<\/h3>\n\n\n\n
9. 2-Person Expense Tracker<\/a><\/h4>\n\n\n\n
10. College Student Budget Spreadsheet<\/a><\/h4>\n\n\n\n
Bottom Line<\/h3>\n\n\n\n